QUESTIONS ARE GOOD. LET'S MAKE CREDIT CLEARER.
Credit can feel unnecessarily complicated. Here are straightforward answers to some of the most common questions about Credit Driven, our memberships, and the education and support we provide.
NO MAGIC FIXES. NO SCORE GUARANTEES.
Credit Driven is built around practical education, personalized guidance and ongoing accountability. We help you better understand your credit and financial picture so you can make more informed decisions.
WHAT DO YOU WANT TO KNOW?
Tap a question below to learn more about how Credit Driven works.
Credit Driven is a credit and financial education service designed to help Canadians better understand their credit, budgeting, financial habits and readiness for future goals. Our programs combine education, tools, personalized guidance and scheduled progress reviews.
No. Credit Driven focuses on credit education. We do not promise to remove accurate information from a credit report, and we do not market instant credit fixes. Our role is to help you understand the information affecting your credit and build stronger financial knowledge and habits over time.
No. No legitimate education program can guarantee a specific credit score increase or a particular financial outcome. Credit scores can be affected by many factors, and individual circumstances vary. Credit Driven provides education and guidance rather than score guarantees.
Memberships can include an initial credit education consultation, a personalized roadmap, guided educational courses, live group education, tools and worksheets, and scheduled one-on-one progress reviews. The amount of personal guidance and education depends on the membership level you choose.
Foundation is designed for people who want an affordable starting point for credit education. Momentum includes more frequent education and progress reviews for added accountability. Premier provides the highest level of ongoing support, including monthly one-on-one progress meetings and additional readiness programming.
Yes. Credit and day-to-day finances are closely connected. Depending on your program, Credit Driven can provide education around income, expenses, monthly obligations, savings priorities, utilization and overall cash-flow awareness.
Yes. Our Auto Loan Readiness education is designed to help you better understand credit considerations, affordability, monthly obligations and borrowing costs before shopping for a vehicle. Credit Driven does not guarantee loan approval.
Yes. Mortgage Readiness education can help you organize and better understand your credit, income, obligations, savings and financial picture before speaking with an appropriate mortgage professional. Credit Driven does not provide mortgage approvals or guarantee eligibility.
It depends on your membership. Foundation includes a six-month progress review, Momentum includes more frequent one-on-one reviews, and Premier includes monthly one-on-one progress meetings.
No. Credit Driven is focused on education and readiness. Lending, mortgage services and other regulated financial products are provided by the appropriate professionals and financial institutions.
Credit Driven is designed to support Canadians through online education, tools, consultations and progress reviews. Availability of specific services or third-party financial products may vary by province or provider.
You can compare the Credit Driven membership options and choose the level of support that fits you. If you're not sure which option makes sense, contact us and start with a conversation.
FIND THE LEVEL OF SUPPORT THAT FITS YOU.
Compare Foundation, Momentum and Premier and choose the Credit Driven membership that matches how much education, guidance and accountability you want.
VIEW MEMBERSHIPS →START WITH A CONVERSATION.
Tell us what you're trying to understand or work toward, and we'll help point you in the right direction.
CONTACT CREDIT DRIVEN →